As an expert Diamond Grader, our appraisals are well respected by Insurance Companies. They can be an attachment to a certificate or diamond report, or documentation for estate planning. There are many scenarios that require jewelry insurance; damage, loss, theft, divorce, collateral and barter purposes.
We always recommend replacement value so in the event of a loss, the onus is on behalf of your insurance company and they cannot depreciate your valuable jewelry. We recommend the information stays current every 5 years) to insure you won’t suffer any loss